PERSONAL INSURANCE
Individual Umbrella Insurance

About Individual Umbrella Insurance
An umbrella protects you from a downpour. A personal umbrella insurance policy will do just that: protect you against high-dollar liability claims. Accidents can lead to lawsuits. Homeowners, auto, and watercraft policies have a limit on liability insurance. No one can predict how much a judgment in a lawsuit may award the injured person, so every policyholder needs umbrella insurance. It’s not just for the wealthy anymore. 

It’s the major, unfortunate events that can suddenly occur that can make you wish you had an umbrella insurance policy.  One of BLG’s Insurance Specialists   will prepare your policy so that you won’t be at risk if a high dollar law suit ever brings a cloud your way. 

Individual Umbrella Insurance usually adds at least $1 million to your personal homeowners insurance policy, automobile insurance or boating insurance. This type of policy covers liability claims that may not be covered by the underlying policies.

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Annual Review
At BLG, we strongly recommend you review your insurance coverage at least once a year. Your driving habits or living situations may have changed.  Or, maybe you’ve made a few major purchases throughout the year that should have extra coverage.  Inflation or depreciation can affect the value of your properties and their contents.  Call BLG now to review, renew or establish your customized insurance policy that fits your world.