COMMERCIAL INSURANCE
General Liability Insurance

About General Liability Insurance
Over the last decade, the chances of getting sued have unfortunately increased.  General Liability insurance will provide you and your business protection from a potential financial disaster in case your business is ever held legally responsible for an injury or damage.

Broad Range of General Liability Protection

• Bodily Injury, the cost of care, loss of services, and the restitution for any death that results from injury
• Physical Property Damage coverage for potential damage to property of others or the loss.
• Products Liability that protects your company against lawsuits from product-related injury or accidents
• Contractual Coverage extends liability you may assume by entering into a business contracts
• Personal and Advertising Injury covers you for certain offenses you or your employees commit in the course of your business, such as libel, slander, disparagement, or copyright infringement in your advertisements.
• Employment Practices Liability will cover claims, including legal defense costs, for certain employment-related lawsuits brought against you by your employees or applicants
• Defense Costs will include legal expenses for certain liability claims brought against your business regardless of who’s at fault.
• Medical costs will be covered if someone is injured and needs medical treatment due to an accident on your premises.
• Premises and Operations Liability provides coverage for bodily injury and property damage sustained by others at your premises or as a result of your business’s operations.
• Tenant’s Liability protects your business against claims of damage due to fire or other covered losses caused by you to premises that you rent.

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Annual Review
At BLG, we strongly recommend you review your insurance coverage at least once a year. Your commercial situations may have changed.  Or, maybe you’ve made a few major purchases throughout the year that should have extra coverage.  Inflation or depreciation can affect the value of your properties and their contents.  Call BLG now to review, renew or establish your customized insurance policy that fits your world.