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General Information | Auto Claims

Home Insurance Claims and Accidents
Always think Safety First!
Accidents happen, fires start, or a guest may slip and fall at your home. Your homeowners insurance policy will cover you and home while these incidents occur, but you can do your best to be preventative and prepared.

Before You Have A Claim

• Make sure your home is insured for at least 80 percent of its replacement value to make sure you will be eligible for full reimbursement.
• Are your personal property covered?
• What liability coverage is included in your homeowners policy?
• What amount of medical payments coverage is included in your homeowners policy?

Filing a home insurance claim:

• Report any suspicion of burglary, theft or vandalism to the police. Do not enter your home if you feel it is unsafe.
• Phone BLG immediately.
• Follow up your call with an explanation of what happened in writing.
• Take the necessary steps to protect your property from further damage. Save receipts be prepared to submit them to BLG for reimbursement.
• Prepare a list of lost or damaged items or areas of your home. Save receipts from any expenses you incur in the case where your home is inhabitable and you have to find other accommodations while repairing or rebuilding. This is covered under the Loss of Use section of your Homeowners Policy.

Whether at home, on the road, or doing business, BLG can create a customized plan that will cover you, your loved ones and the things that make the world yours.

Call a BLG Insurance Specialist today!

If an incident occurs, you can save time and money by knowing a few things about filing a claim with BLG…

• Know what is and isn’t covered by all of your policies before an accident occurs.
  
• If an event happens, talk to your insurance company first. Once an attorney is hired, BLG can no longer represent you in a lawsuit.
  

General Information | Auto Claims